Loan Eligibility Calculator
Find out the maximum home loan you can get based on your income, age, and existing EMIs. Uses the FOIR (Fixed Obligation to Income Ratio) method used by Indian banks.
₹
₹20,000₹10,00,000
₹
₹0₹2,00,000
%
5%15%
yrs
5 yrs30 yrs
yrs
21 yrs58 yrs
You are eligible for up to
₹57.62 L
Effective tenure: 20 years
How banks calculate eligibility
Monthly income₹1,00,000
50% FOIR limit₹50,000
Less: existing EMIs-₹0
Max EMI capacity₹50,000
Max Loan Amount
₹57.62 L
Max Monthly EMI
₹50,000
Total Interest
₹62.38 L
Total Payment
₹1.20 Cr
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