Loan Eligibility Calculator

Eligibility estimate — not a loan offer

This calculation is an indicative estimate based on the inputs provided and standard market formulas. Actual loan terms, eligibility, interest rates, processing fees, taxes and total cost will vary by lender, your credit profile, employer category, property type, location and prevailing RBI / bank policies on the day of disbursal.

The maximum loan figure uses a 50% FOIR (Fixed Obligation to Income Ratio) and assumes retirement age 60. Actual eligibility depends on your CIBIL score, employer category, income stability, existing obligations, co-applicant income, and the lender's internal credit policy on the day of application. This calculator does not replace a formal loan eligibility check.

Before making any borrowing or property-purchase decision, please verify the final numbers with your bank, a SEBI-registered financial advisor, or a qualified Chartered Accountant. GrehYug is not a financial intermediary and does not earn commission on any loan or property transaction.