Home Loan Calculator
Complete home loan cost breakdown including EMI, processing fees, and insurance. Plan your home purchase with full transparency.
₹
₹1,00,000₹5,00,00,000
%
5%20%
yrs
1 yrs30 yrs
%
0%3%
%
0%2%
Principal (47.8%)
Interest (51.7%)
Fees & Insurance (0.5%)
Monthly EMI
₹43,391
Total Interest
₹54.14 L
Processing Fee
₹25,000
Insurance
₹25,000
Total Payment
₹1.04 Cr
Total Cost
₹1.05 Cr
Year-by-Year Breakdown
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | 99,509 | 4.21 L | 49.00 L |
| 2 | 1.08 L | 4.12 L | 47.92 L |
| 3 | 1.18 L | 4.03 L | 46.74 L |
| 4 | 1.28 L | 3.92 L | 45.46 L |
| 5 | 1.40 L | 3.81 L | 44.06 L |
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